Seller payouts are not enabled in the current deployment. OurPay accepts customer payments into its central PayPal account and records each organization’s Seller Payable, but it does not yet transfer that payable to a seller.
There is currently no automatic payout schedule, self-service withdrawal, minimum withdrawal threshold, promised arrival time, or published payout fee. A saved bank account is only a future destination and submitting seller verification does not move money.

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What is implemented

  • Customer payments, refunds, and disputes are processed through the central PayPal account.
  • Each successful order updates the organization’s internal seller-payable ledger.
  • Seller verification collects identity and Indian bank details for review.
  • Finance exposes the transactions behind the payable for reconciliation.

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What is not implemented

  • Bank-account ownership verification through a banking partner
  • Creating or scheduling a payout
  • Sending money to the saved bank account
  • Automatically reconciling an external bank or PayPal transfer against Seller Payable
  • Reverse invoices or payout-specific tax forms
The backend rejects PayPal payout-account creation while payouts are disabled. Enabling central PayPal collection is not a workaround: PayPal Orders and PayPal Payouts are separate products.

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Manual transfers during this phase

The deployment operator may decide to settle a seller externally, but that is an operational action outside the current OurPay payout lifecycle. If you do this:
  1. Verify the seller and destination under your own compliance process.
  2. Reconcile the exact currency and amount against the organization’s ledger.
  3. Retain transfer evidence and any required tax documentation.
  4. Account for the fact that OurPay will still show the original payable until a supported payout record is introduced.
Do not promise that a manual transfer is tracked, reversible, or protected by OurPay. Refunds and disputes can reduce the seller’s eventual entitlement after the original sale.

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Planned payout boundary

The future payout rail must remain separate from payment acceptance. It will need to verify the destination, create an auditable payout transaction, reduce Seller Payable exactly once, handle failures and reversals, and preserve the connection to the original ledger entries. Until that lifecycle exists and is tested, Finance intentionally labels the amount Seller Payable instead of Available to withdraw. See Seller verification and bank details for the information currently collected and Seller payable and fees for the ledger calculation.